In Streetsblog USA

According to new survey of U.S. drivers, the average American is spending 20 percent of her monthly income on auto loans, fuel, insurance, maintenance, which is around twice or at the absolute upper limit of what financial experts recommend they spend on transportation costs, depending on who you ask. (Federal statistics estimate that the average U.S. household spent 15 percent of its income on transportation in 2022, but that includes those who are lucky enough to live in communities where they can rely on other, cheaper modes.) 

Ten percent of surveyed drivers, meanwhile, estimated they spent 30 percent of their take-home pay on car payments alone, while more than 12 percent "found themselves living paycheck to paycheck due to the financial strain of their cars," the report authors wrote. Close to 17 percent of the survey respondents say they'd gotten a second job specifically to afford their vehicle.

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The Marketwatch study did not analyze how respondents' local transportation systems influenced their likelihood to take on onerous automobile costs, but a larger March 2020 survey from Data for Progress found that 80 percent of all Americans feel they have "no choice but to drive as much as they do."